The latest word from former SWIFT chief innovation officer Tom Zschach confirms that the global financial messaging network has no plans to integrate or support Ripple’s XRP. This clears up months of speculation that the token could become a backbone for cross‑border payments, a development that would have likely sent XRP to new heights.
In the absence of that endorsement, XRP remains stuck near the $1.10 resistance level. The coin is up only 0.6 % in the last 24 hours, and on‑chain data continues to show sellers outnumbering buyers. Coupled with an extreme‑fear sentiment index of 23, the market is still wary of any sudden price moves.
For retail holders, the takeaway is simple: the hype around a SWIFT partnership is dead, and XRP’s price trajectory will now depend more on broader market dynamics and regulatory clarity than on institutional adoption. Keep an eye on the next wave of on‑chain activity and any new regulatory announcements that could shift sentiment, but for now, the token’s upside remains modest.