Ripple’s former CTO Emeritus has publicly questioned the wisdom of a major ledger upgrade that would change how XRP transactions are validated. While the proposal promises technical improvements, the risk of disrupting a network that already faces liquidity and regulatory headwinds is significant. For everyday traders, an unexpected pause or glitch could mean delayed payments or higher fees—outcomes that are hard to absorb when the market is already operating under extreme fear.

XRP’s price has been on a modest 4.3% rally, climbing to just over $1.08, but the broader crypto scene remains jittery. Bitcoin and Ethereum are also up around 4.5%, yet the fear‑greed index sits at 19, signalling that investors are still on edge. In this climate, any technical hiccup could trigger a swift sell‑off, eroding gains that have been hard‑earned.

Retail holders should keep an eye on Ripple