XRP/USDT
XRP profile
CoinGecko · verified dataLast synced 2026-06-26 21:12 UTC UTC
XRP is a decentralized digital asset and the native token of the XRP Ledger, a Layer 1 blockchain designed for high-performance global payments. Its primary value proposition is offering a fast, cost-effective alternative to traditional banking systems by enabling near-instant cross-border settlements that finalize in three to five seconds. By serving as a neutral bridge asset between different fiat currencies, it helps financial institutions lower liquidity costs and eliminates the need for pre-funded accounts. The network is unique because it utilizes a federated consensus protocol instead of energy-intensive mining or staking. This system achieves deterministic finality through a Unique Node List of trusted validators who must reach an eighty percent agreement threshold to permanently record transactions. This infrastructure supports a sustained throughput of 1,500 transactions per second and includes a built-in decentralized exchange that allows for the automated trading of any tokenized asset without intermediaries. The project traces its origins back to 2004 with Ryan Fugger before being co-founded in its modern form by Jed McCaleb and Chris Larsen. The company, now know…
Factual data from CoinGecko API — not AI-generated. May lag exchange prices on this page.
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Price analysis
Rule engine · not financial advice- Mild gain +24h (+1.84%)
- Mid-range within 24h band (76% of range)
- Tight spread (0.028%) — good liquidity
- 4 CEX sources — consensus is reliable
- Far below ATH (-70.8%) — recovery or dead-cat bounce
- Daily trend down (5D MA below prior -6.2%)
Exchange prices
| Exchange | Price | 24h % | Volume | Updated |
|---|---|---|---|---|
| Binance | 1.0643 | +1.84% | 73,193,805.80 | 2026-07-02 08:58 UTC |
| OKX | 1.0641 | +1.77% | 23,919,682.02 | 2026-07-02 08:58 UTC |
| Bybit | 1.0644 | +1.87% | 18,293,119.15 | 2026-07-02 08:58 UTC |
| Bitget | 1.0643 | +1.80% | 9,232,101.39 | 2026-07-02 08:58 UTC |
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